Wealth Tools
Mortgage Affordability Calculator
See what a monthly payment really looks like — principal, interest, taxes, and insurance in one honest number.
Your numbers
Adjust the inputs — results update instantly.
$
$
6.500%
Estimated monthly payment
$3,100
30-year fixed at 6.500%, including estimated taxes and insurance.
Principal & interest
$2,275
Est. taxes + insurance
$825
Loan amount
$360,000
Down payment
$90,000
Down payment %
20.0%
Estimates only. Taxes and insurance assume 2.2% of price per year. HOA dues and mortgage insurance are not included. Your lender's quote is the number that counts.